5 أكتوبر 2026 16:21 مساء
|
آخر تحديث:
5 أكتوبر 16:56 2026
الخلاصة
بالعمى يناقش مع رؤساء البنوك متانة القطاع: نمو الأصول 12.9% والقروض 18.8% والودائع 13% وتعثر 2.6% ودعم مرونة بـ15.9 مليار حتى أغسطس 2026
In a significant meeting, Khaled Mohammed Bal-Ameeri, the Governor of the Central Bank of the United Arab Emirates, convened with the CEOs of banks operating within the country. The assembly, attended by deputy governors and senior officials, aimed at fortifying the strategic partnership with the banking sector, promoting financial stability, and monitoring developments within the UAE financial system.
During the meeting, participants reviewed the latest indicators and financial data of the financial and banking sector, showcasing its strong financial soundness and stability, bolstered by the sustainable economic growth of the UAE.
As of the end of August 2026, data from the Central Bank reflects robust growth in banking assets, which surged by 12.9% year-on-year, reaching AED 5.7 trillion. Additionally, total bank credit expanded significantly by 18.8% annually, underlining the crucial role banks play in supporting economic and commercial activities. Bank deposits also grew by 13%, further evidencing the high and sustained confidence in the country’s financial system.
Regarding asset quality, the banking sector continues to demonstrate substantial improvement, with non-performing loan ratios decreasing to 2.6%. The net non-performing loan ratio improved to 1.2%, a clear indication of the effectiveness of risk management and credit policies in place. These results mirror the regulatory and precautionary frameworks adopted by the Central Bank, aligned with best practices and international standards.
The meeting also discussed operational mechanisms and achievement rates within the foundational pillars of the proactive financial institutional flexibility package launched by the Central Bank in March 2026. Attendees praised the positive outcomes achieved, noting the success of the measures taken to ensure business continuity and enhance the resilience of the national economy. The initiative provided direct support that included deferrals and waivers for loans amounting to AED 15.9 billion until the end of August 2026, benefiting 155,971 clients across individuals and small to medium enterprises, as well as large corporations.
Approximately 849 private sector companies were beneficiaries of the proactive financial institutional flexibility package, amounting to AED 10.7 billion. Moreover, 6,441 small and medium-sized enterprises were supported by postponing loan repayments totalling AED 2.9 billion. An additional 148,681 individual bank customers were protected through payment deferrals on loans valuing AED 2.3 billion, alleviating their financial burdens and ensuring continuity in their financial commitments.
Bal-Ameeri emphasized that the positive indicators of the banking sector reflect the robustness and resilience of the financial system in the UAE, alongside the efficiency of the regulatory and precautionary frameworks in place. He stressed the importance of banks continuing to accelerate innovation and digital transformation while enhancing customer protection, financial inclusion, and adherence to the highest standards of governance, risk management, and compliance. This commitment is essential to ensure that the UAE banking sector maintains its regional and international leadership and supports the sustainable economic growth of the nation.
He expressed gratitude for the efforts of the chairs and CEOs of banks operating in the country, acknowledging their pivotal roles as key partners of the Central Bank in supporting the objectives of the nation’s economic agenda and bolstering the UAE’s status as a leading financial hub internationally.
